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Universal Insurance - Credit

On November 25, 2010, was published in the official gazette El Peruano, Supreme Decree N º 034-2010-SA in which "Approve mechanisms to compulsory membership of the Universal Health Insurance", which aims establish mechanisms to compulsory membership of the Universal Health Insurance and for the progressive implementation, in order to incorporate under its scope of protection, the entire population of the country, of all people living in the national territory, without any discrimination at all stages of their lives.
The rule makes it compulsory for all persons residing in the country's Compulsory universal health insurance.
Under Article 5 of the Framework Law on Universal Health Insurance, Law No. 29344, universal insurance has the following property be mandatory, progressive, guaranteed, regulated, decentralized, portable, transparent and sustainable. In this context, the population of the country must demonstrate its affiliation to Universal Health Insurance, previously when:
Performs administrative formalities related to the process agents of Universal Health Insurance;
Get loan disbursements of the financial system, whatever its amount;
Sign up or renew their registration on the National Register of Suppliers by the Agency Supervisor of the State Contracting (OSCE) and
Get grants financed from public funds.
agents linked to the underwriting process Universal health:
Ministry of Health Institutions fund managers
health insurance: Comprehensive Health Insurance, EsSalud, Armed Forces Medical Services, Health of the National Police of Peru, Council Tax Benefit, Private Insurance Companies Health, Health Organizations that provide prepaid health services, self-insurance funds and health insurance and other forms of public or mixed than those indicated.
National Superintendent of Health Insurance.
In this sense, it would be conditional on the granting of credit by the Peruvian financial system to have insurance, as well as contracting with the state as provider, only those who have insurance.
The President believes that "It is necessary that all Peruvians have insurance" and that "it is a basic right" statements that do not sound good to the Association of Banks of Peru, who considers that reference Supreme Decree affects the progress of banking in Peru.