Electronic money, electronic money (software - based electronic money Money stored in a form of software), money or digital cash, electronic cash, money stored in electronic form. Also included is the plastic money, debit cards, credit, electronic purse.
To Mariliana Rico Carrillo eM any payment method that uses electronic technologies, eg cards.
This kind of money, ie, electronic money is that which is exchanged through such means as the Internet.
Directive 2000/46/EC of the European Parliament and Council of 18 September 2000, defines this new form of payment as a "substitute electronic" notes and coins, it has to be stored in an electronic medium (smart card or computer memory) and designed to make electronic payments of small claims.
Royal Decree 322/2008, of February, on the legal regime of electronic money institutions, electronic money defined as follows:
"Article 1 Scope:
(...)
2. E-money means the dollar value represented by a claim on the issuer
a) Stored in an electronic medium.
b) Issued on receipt of funds of an amount not less than the value monetary value issued.
c) accepted as means of payment by undertakings other than the issuer. "
exists in the Congress Bill No. 4168/2009 submitted by the Executive entitled" An Act to regulate the basic features of electronic money instrument financial inclusion "the same electronic money defined as follows:
" Article 1 .- Electronic money is a monetary value represented by a claim on the issuer, which has the following characteristics: a.
is stored in an electronic medium. B.
It is accepted as payment by entities or persons other than the issuer. C.
Issued by a value equal to the funds received. D.
Is convertible to cash as the monetary value to the holder, at par value at any time. E.
It is no deposit and no interest.
The Bank for International Settlements, gives a number of considerations to be taken into account perhaps by consumers, providers and authorities to be taken into account in the implementation and use so-called electronic money products to develop national policies. Thus, it was discovered that the public does not like paying for the use of the medium in small transactions, for which electronic money is conceived. Would
important to consider the price (fees and charges) that the consumer would pay for the use of this payment? among others as the implications for monetary policy.
To Mariliana Rico Carrillo eM any payment method that uses electronic technologies, eg cards.
This kind of money, ie, electronic money is that which is exchanged through such means as the Internet.
Directive 2000/46/EC of the European Parliament and Council of 18 September 2000, defines this new form of payment as a "substitute electronic" notes and coins, it has to be stored in an electronic medium (smart card or computer memory) and designed to make electronic payments of small claims.
Royal Decree 322/2008, of February, on the legal regime of electronic money institutions, electronic money defined as follows:
"Article 1 Scope:
(...)
2. E-money means the dollar value represented by a claim on the issuer
a) Stored in an electronic medium.
b) Issued on receipt of funds of an amount not less than the value monetary value issued.
c) accepted as means of payment by undertakings other than the issuer. "
exists in the Congress Bill No. 4168/2009 submitted by the Executive entitled" An Act to regulate the basic features of electronic money instrument financial inclusion "the same electronic money defined as follows:
" Article 1 .- Electronic money is a monetary value represented by a claim on the issuer, which has the following characteristics: a.
is stored in an electronic medium. B.
It is accepted as payment by entities or persons other than the issuer. C.
Issued by a value equal to the funds received. D.
Is convertible to cash as the monetary value to the holder, at par value at any time. E.
It is no deposit and no interest.
The Bank for International Settlements, gives a number of considerations to be taken into account perhaps by consumers, providers and authorities to be taken into account in the implementation and use so-called electronic money products to develop national policies. Thus, it was discovered that the public does not like paying for the use of the medium in small transactions, for which electronic money is conceived. Would
important to consider the price (fees and charges) that the consumer would pay for the use of this payment? among others as the implications for monetary policy.
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